Terms & Conditions

By accessing the MEGA Limited website, using the investor portal, or engaging with any MEGA investment service, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree to these terms, you must not use this platform or any associated services.

1. Definitions

"Company", "MEGA", "We" or "Us" refers to MEGA Limited, a private limited company registered in Tanzania. "Platform" refers to the MEGA website and investor portal. "Investor" refers to any person who has completed registration and signed an investment contract with MEGA Limited. "Services" refers to all investment, advisory and informational services provided by MEGA Limited.

2. Eligibility

Use of MEGA's investment services is available to natural persons aged 18 to 90 and legally registered entities in Tanzania. Investors must complete the registration process, including submission of valid government-issued identification (NIDA National ID, Passport, Voter ID or Driving Licence), before any capital is accepted. MEGA reserves the right to decline or terminate any investment relationship in accordance with its compliance obligations.

3. Investment Terms

All investments are made under a formal investment contract specifying: the principal amount, applicable level (I, II or III) and monthly return rate (18%, 13% or 9% respectively), a fixed 6-month contract term, and the applicable early-exit terms. Contract terms are set at creation and cannot be modified unilaterally by either party.

4. Payout & Withdrawal Conditions

Scheduled returns are credited monthly to your member account and are visible in your Payout History at any time. Principal withdrawal follows the completion of the contract term, or an early Contract Termination request submitted through the member portal.

5. Early Termination

An investor may request early termination of their contract through the member portal. Early termination attracts a 10% penalty on the remaining principal; the balance is settled as a final payout once approved.

6. Prohibited Activities

• Using the MEGA platform or services for money laundering, fraud, or any activity contrary to Tanzanian law.
• Providing false, incomplete, or misleading information during registration or any investor communication.
• Attempting to gain unauthorised access to MEGA's systems, portal, or financial accounts.
• Reproducing, distributing or commercially exploiting any MEGA content without written permission.
• Soliciting other investors on behalf of MEGA without formal written authorisation from the company.

7. Limitation of Liability

MEGA Limited's liability in respect of any investment contract is limited to the principal amount invested and the contractual return. MEGA is not liable for decisions investors make based on general information presented on the website, losses arising from conditions outside our control, or indirect or consequential losses. Investors acknowledge that all investment carries inherent risk — see the Investment Disclaimer.

8. Amendments

MEGA reserves the right to amend these Terms & Conditions at any time. Existing investment contracts are governed by the terms in force at the date the contract was created. Amendments affecting future investments will be communicated via the platform with reasonable notice before taking effect.

9. Governing Law & Dispute Resolution

These Terms & Conditions are governed by the laws of the United Republic of Tanzania. Any dispute arising from the use of MEGA's services shall first be addressed through good-faith negotiation between the parties, escalating through MEGA's internal dispute-resolution process before any external or legal proceedings, as set out in the Company Constitution.

Questions about these terms? Contact us at [email protected] or call 0753 511 807.